I am Shahzad Dada, President and CEO of UBL. Attending Dellsons' 4th Financial Crime Summit has been a privilege. Our panel had a fruitful discussion on the importance of combating financial crime. The recent milestone achieved underscores the power of collective efforts toward a common goal. It reaffirms that success is inevitable when everyone unites for a shared cause. We must continue working in collaborative ways to ensure the sustainability of this process and adopt a proactive rather than reactive approach.

In attending the Financial Crime Summit for the fourth time, organized by Dellsons Group, I extend my heartfelt congratulations to the entire Dellsons team for consistently arranging this remarkable event over the last four years. Each time, they have impressed us by selecting relevant and fresh topics and addressing the needs of the hour. The collective effort of society, financial institutions, and law enforcement agencies is crucial for Pakistan's safety and progress. Let's work together towards making Pakistan a preferred destination for foreign investments. Thank you for your dedication to a secure and prosperous Pakistan.

I am the President and CEO of HBL, also serving as the Chairman of the Pakistan Bank Association. I extend my heartfelt congratulations to the organizers for successfully hosting the Financial Crime Conference for the fourth consecutive year. I am proud to acknowledge the leadership role played by the banking industry in areas such as KYC, AML, sanctions, and transaction monitoring. These aspects are consistently discussed in this conference, and it is gratifying to see practitioners, law enforcement agencies, and the judicial system working together. Our current challenge, both as a nation and as a banking industry, lies in ensuring sustainability and staying on the white list. This conference plays a crucial role in bringing government, regulators, and practitioners together to address this challenge. Once again, my sincere congratulations to the organizers for their commendable efforts. Thank you.

As the Chief Compliance Officer of HBL, it is both an honor and a privilege for me to be a part of the fourth Financial Crime Summit organized by Dellsons over the past four years. In my attendance at all the summits, I have witnessed a significant evolution, if not transformation. The declaration of success through our whitelisting is a noteworthy achievement, and it reflects the collective efforts of all stakeholders involved. Credit must be attributed to Delson for fostering collaboration with regulators, consultants, and the entire industry chain to orchestrate such a remarkable event. I extend great kudos to the team responsible for organizing this event, and we will continue to benefit from it. Thank you very much.

I am pleased to express my thoughts on attending my first Dellson conference. The sessions proved to be highly informative, with active participation from attendees and knowledgeable presenters. Conferences like these play a crucial role in enhancing Pakistan's understanding of financial crime, its mitigation, and the associated risks at both the national and global levels. I look forward to participating in more conferences in the future and extend my gratitude to Dellson for facilitating the quick and easy presentation of my materials. Thank you.

This is my first time participating in the fourth Financial Crime Summit, and it has been a truly wonderful experience. I strongly advocate for the frequent organization of such events. The insights shared by speakers on various emerging financial crimes in Pakistan are invaluable. These events not only aid in our fight against financial crimes but also support law enforcement agencies in achieving their goals of a clean Pakistan and promoting good governance. Thank you very much.

As the Chief Risk Officer and Company Secretary at One Link, this marks my first time attending as a contributor to the conference. we are taking a lot of notes with us back from this conference to improve what we are doing and also to establish the industry-level collaboration which is emanating from the different sessions of this conference the need of it is emanating from the sessions and the deliberations of this conference I hope that the next conference will take us to some radical steps and some more radical improvements will be reflected there thank you.

I'm the chief compliance officer at the Metropolitan Bank Limited this is the fourth Financial Crime Summit that has been organized by Dellsons Their annual summit provides a fantastic outreach and awareness opportunity for the financial industry at large, with a particular focus on commercial banks. The platform serves as a space where industry experts can share their ideas and knowledge with a diverse cross-section of our industry. I believe it has worked wonders in enhancing public awareness and positively contributing to the image of Pakistan concerning the addressing and prevention of financial crimes. Thank you.

I would like to extend my heartfelt congratulations to Dellsons for orchestrating this seminar on digital crimes and prevention. I truly believe that such conferences are invaluable in fostering awareness and knowledge. The information shared and discussions held will undoubtedly contribute to the ongoing efforts to prevent digital crimes. I strongly recommend the continuation of such conferences in the future. Your commitment to addressing and preventing digital crimes is commendable and greatly appreciated. Thank you Once again, a sincere thank you to all the organizers and speakers for their dedication to this conference.

Thank you very much to Dellsons for organizing such a wonderful event. The execution by your company was excellent, and I extend my appreciation to Mr. Amin Ibrahim, Mr. Tufail Ahmed Khan, and all the participants from your organization. As a seasoned trade professional, I am delighted to witness such an outstanding event. It's a positive development that young professionals in trade finance are engaging in events like this. The inclusion of AI and multiple perspectives on this important subject is commendable. Having regulators present and an attentive audience added great value to the discussions. I congratulate you and your company on the success of this event and look forward to similar gatherings in the future.

I believe that such conferences should become a regular feature, especially in Pakistan. These gatherings provide a valuable opportunity for financial institutions, bankers, individuals from the Financial Intelligence Unit (FIU), and other government bodies to interact and play a meaningful role in countering trade finance crimes and financial crimes related to money laundering. I commend the excellent effort put forth, and I strongly advocate for the continuation of such conferences in the future. I look forward to participating in future gatherings and appreciate the well-organized efforts of the Dellsons, their management, Ibrahim Amin, and everyone involved. Thank you very much for such a kind initiative.

Many congratulations to Ibrahim Amin, Dellsons, and the entire team for orchestrating such a remarkable gathering. It's an excellent initiative to bring together professionals in the field of Financial Crime Compliance under one roof for collaborative discussions. Addressing a theme that is ever-present not only in Pakistan but also on an international scale. I am eager to contribute my thoughts and equally excited to learn from other distinguished speakers. I look forward to the occasion and wish all the best to everyone involved. Thank you.

I am attending and presenting at this vibrant conference. The meticulous preparations, the enthusiastic attendance of participants, and the evident interest in the topic are all coming together seamlessly. I must commend the work and effort put forth by Dellsons, as it is contributing significantly to the success of the event. I am eagerly looking forward to my presentation at this conference. I would like to express my gratitude to everyone for attending, and I hope that the sessions will be interactive and enjoyable for all. Thank you.